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Troubled home loans didn’t require insurance - St. Joseph News-Press
Troubled home loans didn’t require insuranceSt. Joseph News-Press, MO - 12 hours agoKaren Watson, who runs a Dallas mortgage company in Preston Center, said buyers of mortgage securities set the guidelines allowing borrowers to get home ...

Hope for Homeowners program: How it works - Chicago Tribune
Hope for Homeowners program: How it worksChicago Tribune, United States - Oct 10, 2008"For homeowners in trouble, this may be the help they need," said Housing and Urban Development Secretary Steve Preston. At a recent news conference, ...

Economic Downturn Puts Brakes On Many Major Region Projects - TheDay
Economic Downturn Puts Brakes On Many Major Region ProjectsTheDay, CT - 7 hours agoThe town of Preston is in the midst of cutting off talks with Northland Investment Corp., its preferred developer for the Norwich Hospital property, ...

US mortgage aid program opens doors, if slightly - Reuters
ABC NewsUS mortgage aid program opens doors, if slightlyReuters - Oct 1, 2008"It must be part of a larger vision for the future, a vision that will help Americans keep their homes and remain financially secure," Preston told ...The other housing rescue starts today CNNNew FHA help for homeowners Boston GlobeGov't launches mortgage aid program The Associated PressBayou Buzz
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Annual Report to shareholders - Sydney Morning Herald
Annual Report to shareholdersSydney Morning Herald, Australia - Oct 9, 2008... Remedios Igonia Below -- IML (left to right) Front: Simon Conn, Anton Tagliaferro, Hugh Dive Back: Don Facchino, Chris Prunty, Tony Richard-Preston, ...

Readers' comments on business news - Tampabay.com
Readers' comments on business newsTampabay.com, FL - Oct 11, 2008Steve Preston, secretary of HUD, has vowed to put the rule into effect by the end of this year, but 243 congressmen are standing in his way. Why? ...

2 banks drawn into mortgage fraud probe - Colorado Springs Gazette
2 banks drawn into mortgage fraud probeColorado Springs Gazette, CO - Oct 6, 2008In August, Pete Preston, executive director of Mortgage Solutions of Colorado, reported what he believed to be another example of mortgage fraud. ...

Far from Wall Street, Utahns lose jobs, savings, access to credit - Salt Lake Tribune
Far from Wall Street, Utahns lose jobs, savings, access to creditSalt Lake Tribune, United States - Oct 10, 2008Preston Cochrane, president of credit-counseling business AAA Fair Credit Foundation in Salt Lake City, said an increasing number of people are facing the ...

FHA Launches Program to Rework Struggling Homeowners' Loans - Washington Post
FHA Launches Program to Rework Struggling Homeowners' LoansWashington Post, United States - Oct 1, 2008... even though the second-mortgage lender most likely will not get paid off under this arrangement. Yesterday, Preston acknowledged that for lenders, ...

Let them buy stocks - Globe and Mail
Let them buy stocksGlobe and Mail, Canada - Oct 9, 2008Stephen Harper must be living on another planet - along with Preston Manning (In Stormy Economic Seas, Put Harper At The Helm Of The Ship Of State - Oct. 6) ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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