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N.Y. Governor Finds Out What Isn't Free - FOXNews
N.Y. Governor Finds Out What Isn't FreeFOXNewsAnother brushback pitch against embattled New York Governor David Paterson. Already behind in the count over his alleged meddling in a ...Odds And Ends »New York Daily News (blog)Governor Paterson, Get Out of My LifeHuffington Post (blog)all 3,933 news articles »

Stoll: Soda tax falls totally flat - New York Daily News
Stoll: Soda tax falls totally flatNew York Daily NewsPaterson's proposed penny-an-ounce tax on sugary sodas and other sweetened drinks, which is now being backed by Mayor Bloomberg. ...and more »

Some legislators, educators pan property tax bill - Times Herald-Record
Some legislators, educators pan property tax billTimes Herald-RecordDavid Paterson introducing a property tax reform bill, the state Senate on Thursday passed a different measure that gives an estimated $1.2 billion in ...

Liam Fox loses appeal against £22000 expenses repayment - Times Online
Times OnlineLiam Fox loses appeal against £22000 expenses repaymentTimes OnlineThe next highest repayment, £5229, came from Owen Paterson, the Shadow Northern Ireland Secretary. Dr Fox has already repaid the money. ...and more »

Bronx News Roundup, Feb. 25 - Bronx News Network (blog)
Bronx News Roundup, Feb. 25Bronx News Network (blog)David Paterson's top aides, and raised a number of questions about what role the governor might have played in the mess. The woman who filed the charges ...Governor David Paterson: 'I Rest Assured I Did My Best'Hamptons.comall 3,381 news articles »

EDITORIAL: Cuomo's wise handoff - Kingston Daily Freeman
EDITORIAL: Cuomo's wise handoffKingston Daily FreemanCuomo has bided his time, not yet officially declaring for office and allowing unpopular David Paterson, the accidental governor, to self-destruct. ...and more »

CPB warns about mortgage scams - Legislative Gazette
CPB warns about mortgage scamsLegislative GazetteDavid A. Paterson. "This effort is about keeping New Yorkers in their homes." "An informed consumer is what we want," said Mindy A. Bockstein, ...and more »

Lawmakers say budget crisis is worse than Paterson letting on - News 10 Now
News 10 NowLawmakers say budget crisis is worse than Paterson letting onNews 10 Now"A lot of people in New York State are waiting now more than ever, to make payments on their rent, their mortgage, their bills," Krueger said. ...Tax refunds must receive higher priorityGaston Gazetteall 55 news articles »

Eliot Spitzer Back As Governor Of New York - The Spoof (satire)
Eliot Spitzer Back As Governor Of New YorkThe Spoof (satire)Following revelations of office practices by present New York Governor David Paterson, the timing for Spitzer's return to the Governor's mansion is just ...and more »

$19m claim but can Bill Birnie pay the bill? - National Business Review
$19m claim but can Bill Birnie pay the bill?National Business ReviewThe agreement contained an option for BCPP to transfer back the Lion Rock assets if a further conditional agreement between John Paterson & Co and Mr Birnie ...and more »

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional refinance mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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