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NAB's CDO man offered several RDOs - The Age
NAB's CDO man offered several RDOsThe Age, Australia - 18 hours agoMELBOURNE's bankers, like Fairfax journos, are ducking for cover right now, as management swings a hefty axe in the direction of staff. ...

Rio's electricity division is the conduit that may give BHP hope - WA Business News (subscription)
Rio's electricity division is the conduit that may give BHP hopeWA Business News (subscription), Australia - Aug 26, 2008Sydney Morning Herald Fairfax Media staff have rejected plans to cut 550 jobs, saying the move will abandon quality journalism at flagship publications ...

In a Slow Market, Builders Offer Big Incentives - Wall Street Journal
In a Slow Market, Builders Offer Big IncentivesWall Street Journal - Aug 25, 2008For instance, I recently received an e-mail notice from the builders of Centrepointe, an urban rowhouse development in Fairfax, Va., announcing that the ...

Fairfax refines new role - Globe and Mail
Fairfax refines new roleGlobe and Mail, Canada - Aug 12, 2008In recent months, Fairfax has been approached regarding everything from telecom firms to US mortgage guarantors, and has issued some rejections, ...

Melbourne IT (MLB) $3.10 - The Australian
Melbourne IT (MLB) $3.10The Australian, Australia - Aug 19, 2008Mortgage Choice shares spiked last month after Count voluntarily revealed it had built a 4.9 per cent Mortgage Choice stake and had chatted to its quarry ...

As you thought it was safe, Alt-A mortgages appear - The Australian
As you thought it was safe, Alt-A mortgages appearThe Australian, Australia - Aug 13, 2008THINK that with the US sub-prime mortgage default wave allegedly "cresting" at long last, you've heard the last of previously obscure but suddenly ...

Pass on rate cuts, PM tells banks - Sydney Morning Herald
Special Broadcasting ServicePass on rate cuts, PM tells banksSydney Morning Herald, Australia - Aug 1, 2008KEVIN RUDD has demanded banks pass on to struggling mortgage-holders any cuts to the official interest rate by the Reserve Bank. ...Rudd Says Banks Should Cut Lending Rates If RBA Acts (Update3) Bloombergall 228 news articles

Fannie Mae loses $2.3B in quarter as defaults rise - The Associated Press
The Associated PressFannie Mae loses $2.3B in quarter as defaults riseThe Associated Press - Aug 8, 2008... a $300000 mortgage, or raise payments by $50 per month, said Patrick Cunningham, a vice president with Home Savings & Trust Mortgage in Fairfax, Va. ...

FC Mayor Predicts Slow Down But No Fiscal Crisis: Gives Annual ... - Falls Church News Press
FC Mayor Predicts Slow Down But No Fiscal Crisis: Gives Annual ...Falls Church News Press, VA - Aug 22, 2008... unlike neighboring Fairfax County, where many among its 1.1 million residents in outlying areas have suffered enormously due to the subprime mortgage ...

The Washington Times Movers and Shakers column - TMCnet
The Washington Times Movers and Shakers columnTMCnet - Aug 26, 2008--Barry Biggar was named chief executive officer of Visit Fairfax, the county?s official tourism agency. Mr. Biggar headed the Bryan-College Station, ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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