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Crowds of shoppers may have thin wallets - News & ObserverNews & ObserverCrowds of shoppers may have thin walletsNews & Observer, NC - Nov 29, 2008By Jonathan B. Cox, David Ranii and Sabine Vollmer, Staff Writers Comment on this story It looked like any other Black Friday -- stores opening before dawn, ...
Pampered Pets - Asbury Park PressPampered PetsAsbury Park Press, NJ - Nov 17, 2008Especially when Sabine Thomaschefski, the company's office manager, told me she had a $1300 dog bed that wasn't even on display. ...
UBS: ex-executive renounced $10M in exit pay - The Associated PressUBS: ex-executive renounced $10M in exit payThe Associated Press - Nov 9, 2008UBS spokeswoman Sabine Jaenicke confirmed Wuffli's decision and said it was the first by any former top manager so far. "It remains to be seen if other ...
Neighborhood association earns state grant - Shreveport TimesNeighborhood association earns state grantShreveport Times, LA - Nov 14, 2008The Louisiana Housing Finance Agency awarded the association a $50000 grant that will serve Caddo, Bossier, Webster, Claiborne, Red River, Bienville, Sabine ...
Service delivery, customer service - guardian.co.ukService delivery, customer serviceguardian.co.uk, UK - Nov 26, 2008Deaf Parenting UK In 2001 deaf mother Sabine Iqbal identified British deaf parents' needs for better access to pregnancy and birth advice, healthcare, ...
3rd UPDATE:Fmr UBS Chairman Ospel Forgoes More Than CHF22 Million ... - EasyBourse.com3rd UPDATE:Fmr UBS Chairman Ospel Forgoes More Than CHF22 Million ...EasyBourse.com, France - Nov 25, 2008Sabine Jaenecke, a UBS spokeswoman, welcomed the move, and said the bank thanked the three executives. She declined to disclose how their pay packages were ...

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Today's Mortgage Terms starting with F
Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.
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