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Analysis: The Senator and The Regulator — A Story Told By Digital Recorder - State Bill ColoradoINDenverTimes.comAnalysis: The Senator and The Regulator — A Story Told By Digital RecorderState Bill ColoradoShe also was schooled by legislators in another way: Colorado's Senate preliminarily voted March 12 to return mortgage regulation to a board instead of ...Real Estate Division dispute highlights differencesDenver PostErin Toll facing a “political hot potato”INDenverTimes.comReal Estate Director Erin Toll 'on leave' after false claim that legislator ...Examiner.comINDenverTimes.com -Denver Post -State Bill Coloradoall 11 news articles »
Colorado sees low use of stimulus mortgage-modifiction program - Bizjournals.comABC NewsColorado sees low use of stimulus mortgage-modifiction programBizjournals.comColorado's mortgage delinquency rate, according to the report, was in the second-lowest category, at 5.01 to 10 percent of total mortgage loans. ...Colorado sees lower number of HAMP-related mortgage-loan modificationsTopNews United Kingdom (blog)all 381 news articles »
Pools That Need Some Sun - New York TimesPools That Need Some SunNew York TimesThe defendants in the Federal Home Loan Bank case were among the biggest sellers of mortgage-backed securities back in the day; among those named are ...Loan problems remain a drag on area banksColorado Springs GazetteNine Firms Sued by Federal Home Loan Bank of San FranciscoDSNews.comall 4 news articles »
HUD assistant secretary says agency won't raise FHA borrowing score - Denver PostHUD assistant secretary says agency won't raise FHA borrowing scoreDenver PostStevens, who last month addressed a group of Colorado mortgage brokers, said the agency faces ongoing pressure to raise the minimum FICO score for FHA ...and more »
Erin Toll placed on leave - INDenverTimes.comState Bill ColoradoErin Toll placed on leaveINDenverTimes.comBob Montoya, executive director of the Colorado Mortgage Lenders Association, said he had not heard about it and had no comment. Toll could not be reached ...Colo. real estate division chiefon leave as legislators debate mortgage-broker ...Denver PostColorado real estate division director on leaveKRDOToll on leave from real estate divisionNorthern Colorado Business Report9NEWS.com -State Bill Coloradoall 15 news articles »
Board set up to regulate Colo. mortgage lenders - 9NEWS.comBoard set up to regulate Colo. mortgage lenders9NEWS.comJay Garten, director of the Colorado Mortgage Lenders Association, which represents 200 companies and 4000 mortgage lenders, said a board is better than ...Board set up to regulate Colo. mortgage lendersKRDOall 12 news articles »
Two of the Three Little Pigs Would Have Trouble Getting a Loan - Wall Street JournalINDenverTimes.comTwo of the Three Little Pigs Would Have Trouble Getting a LoanWall Street JournalTheir rural Colorado house is made of 17000 old tires. A niche mortgage mess is brewing in homes made of earth, tires, concrete and trash. ...WSJ: Hard to finance odd homes in ColoradoINDenverTimes.comall 2 news articles »
Permanent loan modifications up 45% in Colorado - INDenverTimes.comINDenverTimes.comPermanent loan modifications up 45% in ColoradoINDenverTimes.com... which lowers mortgage rates as low as 2 percent in an effort to keep people out of foreclosure. Last month's percentage increase in Colorado is smaller ...and more »
Consumer prices inch up in Colorado, West - Bizjournals.comConsumer prices inch up in Colorado, WestBizjournals.comHousing costs in western states -- including mortgage and rent, utilities and furnishings -- were unchanged in February from the previous month, ...and more »
Two of the Three Little Pigs Would Have Trouble Getting a Loan - Wall Street JournalTwo of the Three Little Pigs Would Have Trouble Getting a LoanWall Street JournalTheir rural Colorado house is made of 17000 old tires. A niche mortgage mess is brewing in homes made of earth, tires, concrete and trash. ...and more »

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Today's Mortgage Terms starting with B
Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
Bearer: The legal owner of a property.
Bill of Sale: A document that details the transfer of property.
Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
Blanket Mortgage: A mortgage that includes more than one piece of real estate
Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
Buyers Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.
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