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Ruffin says expect few changes at Treasure Island - San Francisco Chronicle
Las Vegas SunRuffin says expect few changes at Treasure IslandSan Francisco Chronicle,  USA - Dec 28, 2008He says he does not want to take on too much debt, but would be willing to take a mortgage on Treasure Island if borrowing rates get better. ...Treasure Island’s buyer talks about the art of the deal Las Vegas Sunall 31 news articles

The new owner of TI on casino bargain shopping - Los Angeles Times
The new owner of TI on casino bargain shoppingLos Angeles Times, CA - Dec 19, 2008Ruffin, however, did not leave Las Vegas, but retreated to a modest office near the airport. And he has just stepped back into the game in a big way with ...

Las Vegas Real Estate: Betting When the Chips are Down - NuWire Investor
Las Vegas Real Estate: Betting When the Chips are DownNuWire Investor, WA - Dec 31, 2008... selling the Treasure Island Hotel and Casino to famed Las Vegas investor Paul Ruffin for a mere $500 million in cash and another $275-million mortgage. ...

Business briefing, Dec. 15 - Rocky Mountain News
Business briefing, Dec. 15Rocky Mountain News, CO - Dec 15, 2008Ruffin Acquisition LLC will pay $500 million in cash and $275 million in secured notes for the property on the Las Vegas Strip, MGM Mirage said Monday in a ...

Boxing Day shoppers buoyant - The Beacon Herald
Boxing Day shoppers buoyantThe Beacon Herald, Canada - Dec 27, 2008Notable exceptions were the managers at Canadian Tire and Ruffin's Pet Centre, who projected a generally optimistic view. Travis Small and his wife Shannon ...

Top 2008 story in LV: Unraveling economy - In Business Las Vegas
In Business Las VegasTop 2008 story in LV: Unraveling economyIn Business Las Vegas, NV - Dec 19, 2008MGM Mirage announced the sale of Treasure Island to former Frontier owner Phil Ruffin for $750 million, assuring the casino giant of a source of cash to ...

Deals of the Day: Will Warren Buffett Be Jilted by Constellation ... - Wall Street Journal Blogs
Deals of the Day: Will Warren Buffett Be Jilted by Constellation ...Wall Street Journal Blogs, NY - Dec 16, 2008[Daily Telegraph] Treasure Island: MGM Mirage is selling the Treasure Island Hotel and Casino on the Las Vegas Strip to Phil Ruffin for $775 million. ...

Rocky road ... BMW sales have suffered - The Sun
The SunRocky road ... BMW sales have sufferedThe Sun, UK - Dec 16, 2008Billionaire Phil Ruffin bought the 2665-room pirate- themed complex from MGM MIRAGE yesterday for £509million. AMERICAN electricals giant BEST BUY is tipped ...

AP Top Kansas News at 5:45 am CST - Hays Daily News
AP Top Kansas News at 5:45 am CSTHays Daily News, KS - Dec 29, 2008LAS VEGAS (AP) -- Kansas businessman Phil Ruffin says he expects few changes among the employees of Treasure Island on the Las Vegas Strip after his $775 ...

MGM Mirage Dumping Assets to Stay Afloat - Online Casino Advisory
MGM Mirage Dumping Assets to Stay AfloatOnline Casino Advisory, Canada - Dec 15, 2008Meanwhile, Treasure Island's new owner, Phil Ruffin, has been a model of business acumen. Ruffin sold the New Frontier Casino to the owners of New York's ...

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Today's Mortgage Terms starting with M

  • Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
  • Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
  • Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
  • Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
  • Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
  • Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
  • Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
  • Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
  • Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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