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Regional Business Digest: PPD CEO to conduct Webcast - StarNewsOnline.com
Regional Business Digest: PPD CEO to conduct WebcastStarNewsOnline.com, NC - Jan 7, 2009The committee's members are Wallace; Grover Cauthen, owner of Eastern Mortgage Co.; Lynn Fulton, principal of Winter Park Elementary; Jennifer Booher, ...HERE NOW: Intracoastal offers teachers fund again StarNewsOnline.comall 2 news articles

Analysis: Despite recession, positive signs in Cape Fear area - StarNewsOnline.com
Analysis: Despite recession, positive signs in Cape Fear areaStarNewsOnline.com, NC - Dec 20, 2008The Wilmington area, which comprises New Hanover, Pender and Brunswick counties, saw a 62.1 percent increase over the period, while Honolulu recorded the ...

CNW Weekly Look-Ahead Calendar from Saturday, January 10 to Friday ... - Canada NewsWire (press release)
CNW Weekly Look-Ahead Calendar from Saturday, January 10 to Friday ...Canada NewsWire (press release), Canada - 3 hours ago4089 URL: http://www.newswire.ca/en/releases/archive/January2009/06/c5213.html TIME: 10:00 Eastern EVENT: XCEED MORTGAGE FISCAL 2008 YEAR-END RESULTS ...

Punjabi market falls on hard times - Vancouver Sun
Vancouver SunPunjabi market falls on hard timesVancouver Sun,  Canada - Dec 27, 2008That is, until immigration patterns shifted to the suburbs, leaving a struggling economic centre with more than one in 10 stores on Pender Street vacant. ...

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Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional refinance mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.

    View all Terms
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