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Jobless rates rise in all NC counties - FayObserver.com
Jobless rates rise in all NC countiesFayObserver.com, NC - Jan 6, 2009Recently, a Harnett County company, which Poole did not want to name, let the employees decide whether they wanted a layoff or a 10 percent pay cut. ...

The Year Of The Bailout - Dunn Daily Record
The Year Of The BailoutDunn Daily Record, NC - Jan 1, 2009Locally, there was also good news as a resolution was reached in the seemingly endless struggle to build a new hospital in Harnett County as Harnett Health ...

Season Of Giving By HCHS - Dunn Daily Record
Season Of Giving By HCHSDunn Daily Record, NC - Dec 26, 2008For the past few years, the Harnett County Department of Social Services (DSS) sponsored a project to assist needy senior adults and the disabled with gifts ...

Coming in 2009: Stockpickers' Paradise - Barron's
Coming in 2009: Stockpickers' ParadiseBarron's - Dec 21, 2008"A peak in volatility will coincide with the peak in correlation" -- essentially stocks' tendency to move as one unified block, says Michael Hartnett, ...

Erie County Real Estate Transactions - Buffalo News
Erie County Real Estate TransactionsBuffalo News,  United States - Dec 15, 2008165 Freund St., Option One Mortgage Loan; Wells Fargo Bank to Ruthie Colbert, $24900. • 41 Harvard Place, Pledged Property II Llc to Hope Wilson, $22500. ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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