Salina refinance mortgage and Information Online from competing Lenders

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Court blotter - Salina.com
Court blotterSalina.com, KS - 20 hours agoBURGLARIES -- Damage to a window, safe handle and desks were reported Wenesday in the burglary of Dental Care of Salina, 700 S. Front, in which $380 in cash ...

Area to miss deadline to certify levees - Kansas.com
Area to miss deadline to certify leveesKansas.com, KS - 23 hours agoPeople who live in high-risk flood areas and have a loan backed by a federally insured mortgage have to buy flood insurance. But Longwell said he's been ...

Housing crisis starts to affect more Wichitans - Kansas.com
Housing crisis starts to affect more WichitansKansas.com, KS - Dec 14, 2008She makes regular mortgage payments, and the bankruptcy court takes about $350 a month out of her paychecks to pay her debts. ...

Hotel Project Is in Foreclosure - The Post-Standard - Syracuse.com
Hotel Project Is in ForeclosureThe Post-Standard - Syracuse.com, NY - Dec 13, 2008In addition to the tower building at 111 E. Onondaga St, at South Warren Street, the foreclosure proceeding includes the Addis building, at 449 S. Salina ...

KU Fans looking forward to Bowl game -- even on the NFL Network. - Salina Journal
KU Fans looking forward to Bowl game -- even on the NFL Network.Salina Journal, KS - Dec 31, 2008Strahan, owner of Servicemaster of Salina, 522 Reynolds, said it's too bad fans have to subscribe to the NFL Network to see the KU game. ...

Editor's Desk: Readers sympathize - sometimes - Annapolis Capital
Editor's Desk: Readers sympathize - sometimesAnnapolis Capital, MD - Dec 28, 2008But readers heaped presents on Salina Crismond, a mother who was one of three subjects of a story about how the economy is affecting single women (The ...

A step forward, a step back - The Post-Standard - Syracuse.com
A step forward, a step backThe Post-Standard - Syracuse.com, NY - Dec 15, 2008Finished and rented by folks with disposable income, Symphony Place could be a huge boost for the struggling 400 blocks on Warren and South Salina.

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Today's Mortgage Terms starting with P

  • Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
  • Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
  • Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
  • Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
  • Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
  • Principal: It is the amount of money borrowed or owed, excluding interest.

    View all Terms
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