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Real estate bulletin board - San Francisco Chronicle
Real estate bulletin boardSan Francisco Chronicle,  USA - 14 hours agoSponsored by Whitney Davis of Zephyr Real Estate and Tina Leonardi of Guarantee Mortgage, 6-7:30 pm, Opera Plaza, 601 Van Ness Ave., Suite P, San Francisco, ...

The Republican red scare - guardian.co.uk
The Republican red scareguardian.co.uk, UK - Oct 11, 2008Furthermore, two of McCain's top advisers were recently lobbyists for Ameriquest Mortgage, a lender involved in the recent mortgage meltdown. ...

People Who Live In Glass Hausen - Newsweek
People Who Live In Glass HausenNewsweek - Oct 10, 2008But (I got your irony right here, Klaus) just as the American-ness of America's economic system led to our current woes, the European-ness of the ...

Want free money? Learn to save - Bethany Beach Wave
Want free money? Learn to saveBethany Beach Wave, DE - 9 hours agoOther partners are the Maryland Small Busi-ness Development Center at Salisbury University and the Consumer Credit Counseling Service of Maryland and ...

Grubb & Ellis Adds Pair of Veterans - GlobeSt. com
Grubb & Ellis Adds Pair of VeteransGlobeSt. com, NY - Oct 10, 2008Hagendorf, who comes to firm from Sperry Van Ness, and Young, who had her own company, specialize in medical office and office properties. ...

With loans dwindling, real estate projects hit the skids - New Mexico Business Weekly
With loans dwindling, real estate projects hit the skidsNew Mexico Business Weekly, NM - Oct 10, 2008Tim House, managing director of Sperry Van Ness, has a costly suggestion for developers in need of a loan. “There are hard money lenders in commercial real ...

Family finds justice after health scam - Seattle Post Intelligencer
Family finds justice after health scamSeattle Post Intelligencer - Sep 26, 2008So Ness, an insurance broker, took out a second mortgage on her Portland home and invested $100000. Six years later she was dead and the money was gone. ...

Universities to host economic forums - Springfield News Sun
Universities to host economic forumsSpringfield News Sun, OH - Oct 9, 2008Wittenberg University will host "Ask an Economist" on at 4 pm Thursday, Oct. 16, in Ness Auditorium. "I don't think a lot of people understand all the ...

Do nothing is Obama's best tactic - Sydney Morning Herald
Do nothing is Obama's best tacticSydney Morning Herald, Australia - Oct 9, 2008Oozing cool, calm and collected sensible-ness, leavened with a heaping of feeling-your-pain empathy, Obama sat back and watched McCain get tarred with the ...

Uncle Sam: The Owner Of Last Resort - Forbes
Uncle Sam: The Owner Of Last ResortForbes, NY - Oct 9, 2008The major conundrum is that the crisis, seemingly a financial Loch Ness monster, but one that is in no way chimerical, keeps spreading and deepening, ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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