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Experience, fresh ideas combine with 2009 Chamber Board - The Girard Press
Experience, fresh ideas combine with 2009 Chamber BoardThe Girard Press, KS - Dec 17, 2008By ANDREW D. BROSIG There's one new and two familiar faces who will be helping to lead the Girard Area Chamber of Commerce in 2009 and beyond. ...

Cause of downfall no secret - Youngstown Vindicator
Cause of downfall no secretYoungstown Vindicator, OH - Dec 27, 2008I was somewhat surprised when I caught part of a recent TV interview on WFMJ in which Girard Mayor James J. Melfi proposed the restoration of the Lower ...

Kobyluck helps out family on 'Extreme Makeover' - Nascar
Kobyluck helps out family on 'Extreme Makeover'Nascar - Dec 12, 2008The Girard family lost their home to a kitchen fire in 2007 in the midst of trying to refinance the mortgage. Forced to file bankruptcy, the family moved ...

Ringing out the old - Buffalo News
Ringing out the oldBuffalo News,  United States - Dec 31, 2008Lynn DeJac had been convicted of murdering her daughter, but following new DNA tests and a new autopsy, experts concluded that Crystallynn Girard died of a ...

US job market still sickly, factories remain weak - guardian.co.uk
US job market still sickly, factories remain weakguardian.co.uk, UK - Dec 18, 2008However it will take some time for the central bank's initiatives, which include programs to support mortgage and other lending markets, to work, ...

TREASURIES-Long debt rallies in a scramble for higher yields - Reuters
TREASURIES-Long debt rallies in a scramble for higher yieldsReuters - Dec 17, 2008"If we are going into a deflationary environment, you want the longest maturing instrument with the lowest default risk," said Tom Girard, co-portfolio ...

All this and Cracker Jack, too - TheDay
All this and Cracker Jack, tooTheDay, CT - Dec 14, 2008If I were to be $310000 in arrears on my rent or mortgage, where might I be sitting right now while typing this? Orange crate under the Eighth Street Bridge ...

PNC to sell off National City banks - GoErie.com
PNC to sell off National City banksGoErie.com, PA - Dec 26, 2008Existing National City locations in Fairview Township and Girard, as well as Erie locations at 1915 E. 38th St., 1029 Pittsburgh Ave. and 1727 State St., ...

Interest Rates Get Slashed To Near Zero - Nightly Business Report
Interest Rates Get Slashed To Near ZeroNightly Business Report, FL - Dec 16, 2008Even more important, the Fed announced it was considering buying large quantities of everything from mortgage securities to credit card and auto loans, ...

Libor rates fall on revived risk appetite - BusinessDay.co.nz
Libor rates fall on revived risk appetiteBusinessDay.co.nz, New Zealand - Dec 17, 2008"The jury is still out on how many people are going to show up for this party," said Tom Girard, co-portfolio manager at MainStay Income Manager Fund in New ...

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Today's Mortgage Terms starting with S

  • Second Mortgage: An additional mortgage that has rights that are secondary to the first mortgage.
  • Seller’s Market: Market conditions that are favorable to sellers. There are more buyers than properties available for sale. The buyers may be forced to compete and pay more for the same property.
  • Settlement Costs: Money paid by the borrowers and sellers to complete the closing of a mortgage.
  • Settlement Cost (HUD Guide): HUD publishes a booklet that gives an overview of the lending process and is given to consumers after completing their loan application.

    View all Terms
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