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October Illinois Home Sales Down 16.9 Percent from Last Year - Earthtimes (press release)
October Illinois Home Sales Down 16.9 Percent from Last YearEarthtimes (press release), UK - Nov 24, 2008"Individual markets that have out-performed the statewide figures in October include DeKalb , Jo Daviess , Kankakee , Marion and Sangamon counties. ...

MainSource Financial Group Selects Harland Financial Solutions ... - SYS-CON Media
MainSource Financial Group Selects Harland Financial Solutions ...SYS-CON Media, NJ - Nov 18, 2008MSFG has three banking subsidiaries: MainSource Bank, Greensburg, Ind.; MainSource Bank-Illinois, Kankakee, Ill.; and MainSource Bank-Ohio, Troy, Ohio. ...

Will they be like boys of Summer? - Peoria Journal Star
Will they be like boys of Summer?Peoria Journal Star, IL - Nov 11, 2008The talented and tested Redskins knocked off Sterling 27-7 last week and face a very beatable Kankakee team. ... Could we see a Morris-Metamora rematch for ...

Illinois Third Quarter Home Sales Down 21.2 Percent - PR Newswire (press release)
Illinois Third Quarter Home Sales Down 21.2 PercentPR Newswire (press release), NY - Nov 17, 2008Peoria , Kankakee and Jefferson counties also fared better than the state as a whole," said REALTOR(R) Pat Callan , president of the Illinois Association of ...

National City Selects Court Appointed Special Advocates of Cook ... - SYS-CON Brasil
National City Selects Court Appointed Special Advocates of Cook ...SYS-CON Brasil, NJ - Nov 13, 2008Illinois Gold Track Club, Kankakee 9. Junior Achievement of East Central Illinois, Decatur 10. Make Your Mark Foundation, Shorewood 11. marcfirst, ...

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Today's Mortgage Terms starting with F

  • Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
  • Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
  • First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
  • Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
  • Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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