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A MORTGAGE PROPOSAL - Orlando Sentinel
A MORTGAGE PROPOSALOrlando Sentinel, FL - 8 hours agoBillionaire businessman Robert L. Johnson talked about his proposal to help solve the mortgage crisis Wednesday, as the chairman of Lake Mary-based Urban ...

Court blotter - Salina.com
Court blotterSalina.com, KS - 6 hours agoCIVIL JUDGMENTS -- Court grants GMAC Mortgage a mortgage foreclosure against Shaun Tappendick and Brandy Tappendick for property at 704 W. Crawford for a ...

Guest Post: Obama Plan Is Bold, but Not Bold Enough - Wall Street Journal Blogs
Wall Street Journal BlogsGuest Post: Obama Plan Is Bold, but Not Bold EnoughWall Street Journal Blogs, NY - Jan 7, 2009As details emerge about the incoming Obama administration’s stimulus plans, Peter Boone and Simon Johnson argue that proposals should be even bolder. ...

Legals published in the January 8, 2009 Plaindealer - St. James Plaindealer
Legals published in the January 8, 2009 PlaindealerSt. James Plaindealer, MN - 18 hours agoDefault has occurred in the conditions of the Mortgage dated November 26, 1997, executed by Orlando K. Johnson and Victoria A. Johnson, as husband and wife, ...

Banks say money is there to lend - Britt News-Tribune
Banks say money is there to lendBritt News-Tribune, IA - Jan 6, 2009To make sure you fully understand and remain within your boundaries, consider a pre-approved mortgage. Meet with bankers like Weiskamp and Johnson to learn ...

Apartment plan clears hurdle in W. Endicott - Press & Sun-Bulletin
Apartment plan clears hurdle in W. EndicottPress & Sun-Bulletin, NY - 9 hours agoMarrone bought the property from a mortgage-holder a few months ago for $450000 and will have to spend millions to renovate the building. ...

Stocks open higher ahead of data - The Associated Press
Stocks open higher ahead of dataThe Associated Press - Jan 6, 2009The central bank, which has begun buying mortgage-backed securities, also said at the time it was considering buying other types of securities, too, ...

Church Sold Back to Lender - WKRC TV Cincinnati
Church Sold Back to LenderWKRC TV Cincinnati, OH - Jan 6, 2009The owner of Johnson Mortgage Services, which specializes in church financing, tells Local 12 he is now working with Crosspointe and is optimistic about ...

Farewell Address - Vermont Public Radio
Farewell AddressVermont Public Radio, VT - 4 hours agoWayne Fields observes that when Vietnam forced President Johnson from office and President Ford was defeated for election, their remarks of closure placed ...

Aldi Buys C’ville Property For New Grocery Store - Memphis Daily News
Aldi Buys C’ville Property For New Grocery StoreMemphis Daily News,  USA - 11 hours agoTreasury Secretary Henry Paulson said Wednesday that allowing mortgage giants Fannie Mae and Freddie Mac to return to their old operating ways is not an ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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