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Fulton Financial Corporation Announces Dates for Third Quarter ... - MarketWatch
Fulton Financial Corporation Announces Dates for Third Quarter ...MarketWatch - Sep 30, 2008Residential mortgage lending is offered by all banks through Fulton Mortgage Company. Additional information on Fulton Financial Corporation is available on ...

Credit crunch is felt in Louisville area - Louisville Courier-Journal
Credit crunch is felt in Louisville areaLouisville Courier-Journal, KY - Oct 5, 2008Meanwhile, bankruptcy filings in Louisville and Western Kentucky are expected to be roughly even this year with 2007, but Judge Thomas Fulton said he's ...

Tough Economy Challenges Local Mortgage Holders - Oswego County Business Magazine
Tough Economy Challenges Local Mortgage HoldersOswego County Business Magazine, NY - Oct 1, 2008"People are under a lot of stress," said Sharon Auser, housing counselor for the Fulton Community Development Agency. "They are frightened. ...

Fairfax foreclosures jump 392 percent in one year - WTOP
Fairfax foreclosures jump 392 percent in one yearWTOP, DC - Oct 2, 2008Currently, 604 active listings are earmarked as foreclosures in the county, according to data in a report by Fairfax-based Fulton Research and Consulting. ...

Owner: Maxwells bid for five acres - The Post-Standard - Syracuse.com
Owner: Maxwells bid for five acresThe Post-Standard - Syracuse.com, NY - Oct 4, 2008By Kathy Coffta Sims The Fulton man who holds the mortgage to Lynn and Lindsey Maxwell's home at 1678 state Route 264, said Thursday the family tried to buy ...

I love them because we've battled, too, and survived - League HQ
I love them because we've battled, too, and survivedLeague HQ, Australia - Oct 3, 2008A few years later Easts pounced on Bob Fulton. "Winners are grinners, and losers can suit themselves." Isn't that a rugby league mantra? ...I loathe them because filthy lucre is no cure for moral bankruptcy League HQall 6 news articles

Dozen People Indicted on Atlanta Mortgage Fraud Scheme - MyFox Atlanta
Dozen People Indicted on Atlanta Mortgage Fraud SchemeMyFox Atlanta, GA - Sep 15, 2008ATLANTA (MyFOX Atlanta) -- Fulton County authorities indicted 12 people, who they said were involved in an elaborate mortgage fraud scheme which primarily ...

12 indicted in Atlanta mortgage fraud scheme - Atlanta Journal Constitution
12 indicted in Atlanta mortgage fraud schemeAtlanta Journal Constitution,  USA - Sep 15, 2008In indictments filed last week, Fulton County District Attorney Paul Howard Jr. accused the men of buying and selling nine homes using false appraisals that ...

$3.5M In Grants In Address Subprime Mortgage Crisis - North Country Gazette
$3.5M In Grants In Address Subprime Mortgage CrisisNorth Country Gazette, NY - Sep 24, 200825000 to Legal Aid Society of Northeastern New York to provide community legal education, advice and legal representation to low income homeowners in Fulton ...

Green, high-tech and tradtional style on parade - Reading Eagle
Green, high-tech and tradtional style on paradeReading Eagle, PA - Sep 27, 2008... Marlene Schwoyer, senior vice president/sales manager of mortgage banking for Fulton Mortgage Company and judging chairperson for the Parade of Homes. ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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