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More people seeking debt advice - BBC News
MSN UK NewsMore people seeking debt adviceBBC News, UK - Oct 9, 2008The number of people seeking advice from the Citizens Advice Bureau about how to manage their debts has surged by a third in the past year. ...Concerns arise as outstanding mortgage repayments grow Only FinanceMortgage, loan, and fuel arrears advice in high demand Fair Investment CompanyIncreased call on Citizens’ Advice Bureau for debt management advice Home Moveifaonline.co.uk - The Press Association
all 99 news articles

ERIC SHARP Deer bait ban makes economic sense - Detroit Free Press
ERIC SHARP Deer bait ban makes economic senseDetroit Free Press, United States - 1 hour agoThe Michigan Farm Bureau, which represents most of the state's farmers, didn't intervene on behalf of the bait growers. In fact, the Farm Bureau supports ...

Some Mainers still need help in home crisis - Bangor Daily News
Some Mainers still need help in home crisisBangor Daily News, ME - Oct 10, 2008A study based on 2008 first-quarter numbers by Maine’s Bureau of Financial Institutions also found “foreclosure numbers remain relatively small and do not ...Hope for Homeowners offers support Arizona Daily Starall 3 news articles

Pike man charged with federal mortgage fraud - PoconoNews.net
Pike man charged with federal mortgage fraudPoconoNews.net, New York - Oct 10, 2008SCRANTON – A Pike County man was arrested Wednesday by agents of the Federal Bureau of Investigation on a federal charge of mail fraud related to ...

New analysis reports Kansas City area in recession - Kansas City Star
New analysis reports Kansas City area in recessionKansas City Star, MO - 5 hours agoBy ERIC PALMER That word isn’t coming from the National Bureau of Economic Research, a group of eminent economists charged with dating the beginning and end ...

FBI investigates mortgage fraud in US banking crisis - Press Trust of India
WKRG-TVFBI investigates mortgage fraud in US banking crisisPress Trust of India, India - Sep 23, 2008... no comment on that information, but said that 26 firms were currently under investigation as part of the bureau's mortgage fraud inquiry, CNN reported. ...Fannie Mae, Freddie Mac, AIG, Lehman Brothers under FBI scanner domain-BFBI opens probe into financial turmoil India Infoline.comall 22 news articles

McCain bailout: New and workable, or desperate? - MarketWatch
New York MagazineMcCain bailout: New and workable, or desperate?MarketWatch - Oct 8, 2008John McCain's proposal to go directly to homeowners to rescue them from potential mortgage defaults. But is the Republican hopeful's plan new? ...Video: Obama: 'Taxpayers Shouldn't Pick Up Tab' AssociatedPressMcCain’s Bailout: A Bag of Old Tricks Housing WireHopefuls tout relief for homeowners Poughkeepsie JournalThe Plain Dealer - cleveland.com
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EYE ON THE PIE: No numbers equal bad decisions - Indianapolis Business Journal
Indianapolis Business JournalEYE ON THE PIE: No numbers equal bad decisionsIndianapolis Business Journal, IN - 18 hours agoFor example, this year the US Bureau of Labor Statistics discontinued detailed employment data necessary for good decisions in 65 metropolitan areas, ...

CAB claims people seeking help in credit crunch - Horncastle Today
CAB claims people seeking help in credit crunchHorncastle Today, UK - 2 hours agoEAST Lindsey Citizens Advice Bureau has said more people are using its services due to the downturn in the economy. Julie Barton, from East Lindsey CAB, ...

Some REIT’s Like the Smallest Spaces - New York Times
New York TimesSome REIT’s Like the Smallest SpacesNew York Times, United States - 12 hours agoHomeownership, meanwhile, slipped to 68.1 percent at the start of the third quarter from a peak of 69.2 percent in 2004, according to the Census Bureau. ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

    View all Terms
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