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Financial News
The chronicles of John Charcol - FT Adviser
The chronicles of John CharcolFT AdviserJohn Charcol's rollercoaster ride began way back in 2000 when the brokerage was bought by former building society Bradford & Bingley. ...

PRESS RELEASE: Fitch:Various Rating Actions Cornerstone Titan 2005-2 - NASDAQ
PRESS RELEASE: Fitch:Various Rating Actions Cornerstone Titan 2005-2NASDAQAn increase in the incidence of tenant administrations, vacancy rates, and reported irrecoverable costs have weakened the creditworthiness of the Bradford ...and more »

Banking: Traditional values help sector stay in credit - Financial Times
Banking: Traditional values help sector stay in creditFinancial TimesBradford & Bingley (B&B) was nationalised and Halifax Bank of Scotland taken over by Lloyds to prevent its failure. The Barnsley, a small mutual, ...and more »

Nationalized UK bank Northern Rock back in profit - The Associated Press
The HinduNationalized UK bank Northern Rock back in profitThe Associated PressSince Northern Rock was taken over, the government also took control of mortgage lender Bradford & Bingley, an 84 percent stake in Royal Bank of Scotland ...Northern Rock losses narrowCITY A.M.all 376 news articles »

UK Housing Market Affordability Reaches Seven Year High - I-Newswire.com (press release)
UK Housing Market Affordability Reaches Seven Year HighI-Newswire.com (press release)Bradford was revealed as the most affordable city in the UK where four out of five homes (82%) are affordable for residents on the average local income. ...and more »

Survey shows 81 per cent of people in Bradford could purchase property - Bradford Telegraph Argus
Virgin Media MusicSurvey shows 81 per cent of people in Bradford could purchase propertyBradford Telegraph ArgusSlight increases in earnings, combined with falling mortgage rates, have helped to offset the price rises, according to property website Zoopla.co.uk. ...Housing affordability remains highThe Press AssociationUK housing affordability hits 7-year highHULIQProperty affordability at seven-year highYour MortgageMortgage Strategy -MyFinances.co.uk -Bountyall 24 news articles »

Life Plan: Make Your Home Pay Off - Smartmoney.com
Life Plan: Make Your Home Pay OffSmartmoney.com"I look at them as a last resort," says Jeanne Bradford-Odorico of Bradford Wealth Management. Of course, homeowners can always profit from their home the ...and more »

Buyer beware: Mortgage modification 'audits' can be huge ripoff - WalletPop (blog)
Buyer beware: Mortgage modification 'audits' can be huge ripoffWalletPop (blog)The CEO of Mortgage Fraud Examiners, Storm Bradford, is quoted as saying, " Although 'loan audits' can be of substantial value to a homeowner, regrettably, ...and more »

Census undercount will cost you money - Times Daily
Census undercount will cost you moneyTimes DailyMuscle Shoals Mayor David Bradford has joined other mayors in the Quad Cities in a campaign to help persuade residents to promptly return 2010 census forms, ...and more »

Kenyan woman in London court over Sh690m fraud - Daily Nation
This is LondonKenyan woman in London court over Sh690m fraudDaily NationHe bought 22 houses around South-East London and, with his accomplices, applied for mortgages from the banks, including Bradford and Bingley and Abbey ...Care worker helped her husband launder £6m from mortgage scamThis is Londonall 4 news articles »

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Brooker Graham Hampton Lawtey Starke

Today's Mortgage Terms starting with B

  • Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
  • Bearer: The legal owner of a property.
  • Bill of Sale: A document that details the transfer of property.
  • Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
  • Blanket Mortgage: A mortgage that includes more than one piece of real estate
  • Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
  • Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
  • Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
  • Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

    View all Terms
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