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News about Mortgages:

Citigroup Urging SEC to Bring Back Short-Selling Ban (Update1) - Bloomberg
Citigroup Urging SEC to Bring Back Short-Selling Ban (Update1)Bloomberg - 4 hours agoBy Jesse Westbrook Nov. 20 (Bloomberg) -- Citigroup Inc., which fell 26 percent in New York trading today, is urging the Securities and Exchange Commission ...

Deadbeat Homeowners Tap Texas Bankruptcy Laws to Duck Creditors - Bloomberg
Deadbeat Homeowners Tap Texas Bankruptcy Laws to Duck CreditorsBloomberg - Nov 18, 2008A still-robust job market draws nonresidents trying to get away from houses worth less than what they owe on the mortgage, said Jay Westbrook, ...

LAST NIGHT'S NYCREW GALA - Bisnow
BisnowLAST NIGHT'S NYCREW GALABisnow, DC - Nov 19, 2008Westcoast Group's Louise Guido, Situs Companies' Lorraine Ranftle and David Stern (one of the brave men attending), and Westbrook Partner's Elaine Philis. ...

Fulton County Records - Canton Daily Ledger
Fulton County RecordsCanton Daily Ledger, IL - Nov 12, 2008Alan L. Cox to Scott I. Fairburn and Sherry Westbrook, Oct. 31. Lynn Martindale and Terry K. Martindale to Stacey L. Hand, Oct. 31. ...

Storm-Proofing the Economy - Wall Street Journal
Storm-Proofing the EconomyWall Street Journal - Oct 27, 2008Large, complex financial institutions, says Jay Westbrook, a business-law professor at the University of Texas at Austin, should be "too big to fail ...

SEC's Cox Says Fair-Value Accounting Rule Needs `Further Work' - Bloomberg
SEC's Cox Says Fair-Value Accounting Rule Needs `Further Work'Bloomberg - Oct 29, 2008By Jesse Westbrook and Ian Katz Oct. 29 (Bloomberg) -- US Securities and Exchange Commission Chairman Christopher Cox said an accounting rule blamed for ...

Rockpoint sets up £100m JV - PrivateEquityRealEstate.com (registration)
Rockpoint sets up £100m JVPrivateEquityRealEstate.com (registration), UK - Nov 7, 2008It is targeting the US and select markets around the world. The firm spun out of Westbrook Real Estate Partners in 2003.

Oh Canada! - Charlottetown, The Guardian
Oh Canada!Charlottetown, The Guardian, Canada - Nov 1, 2008The Eagles, with a healthy Brian Westbrook, are too much for the hometown Seattle Seahawks, which came to life last week with a home victory. ...

Welch Says US Economy to Improve in 2009 After `Tough Times' - Bloomberg
Welch Says US Economy to Improve in 2009 After `Tough Times'Bloomberg - Oct 26, 2008By Jesse Westbrook Oct. 26 (Bloomberg) -- Former General Electric Co. Chief Executive Officer Jack Welch said the US economy will start to improve in late ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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