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Economic decline leads to increase in court cases - KSL-TV
Economic decline leads to increase in court casesKSL-TV, UT - Dec 16, 2008More people are suing each other, and the staff at the Matheson Courthouse isn't exactly excited about it. The court compared the number of cases this year ...

The almanac - United Press International
The almanacUnited Press International - Dec 31, 2008Subprime mortgage problems weighed heavily on financial stocks at year's end, crude oil prices rallied and the dollar declined. Also in 2007, the death toll ...

Kai's labour of love - Winnipeg Sun
Kai's labour of loveWinnipeg Sun, Canada - Dec 21, 2008I know Matty (Jack Matheson of the Winnipeg Tribune) was involved way, way back. It was his scene that got it going ... and of course, the Free Press sports ...

The Almanac -- weekly - MarketWatch (press release)
The Almanac -- weeklyMarketWatch (press release) - Dec 23, 2008Subprime mortgage problems weighed heavily on financial stocks at year's end, crude oil prices rallied and the dollar declined. Also in 2007, the death toll ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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