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In tumultuous times, local banks say they remain steady and secure - Duluth News Tribune
In tumultuous times, local banks say they remain steady and secureDuluth News Tribune, MN - Nov 9, 2008Noah Wilcox, president and CEO of Grand Rapids State Bank, said it’s not just Duluth, but local banks throughout the Midwest especially that weathered the ...

Community Banking Honors Go to Wilcox, Patterson, Kemper - American Banker
Community Banking Honors Go to Wilcox, Patterson, KemperAmerican Banker, NY - Oct 30, 2008... and it is on pace to set a full-year mortgage origination record this year. Mr. Wilcox and Ms. Patterson took over their companies in 2001. ...American Banker to Honor J. Mariner Kemper, Peyton R. Patterson ... International Business Timesall 16 news articles

Silicon Valley Bank unscathed by credit crisis - San Jose Mercury News
Silicon Valley Bank unscathed by credit crisisSan Jose Mercury News,  USA - Nov 7, 2008Chief Executive Kenneth P. Wilcox sent an upbeat letter to about 11000 clients, including many of the valley's tech and venture capital firms. ...

Preaching calm IN CRISIS - Spokane Journal of Business
Preaching calm IN CRISISSpokane Journal of Business, WA - Nov 7, 2008Steve Wilcox, regional director here for Minneapolis-based US Bancorp, says the nature of the current financial crisis is unprecedented in his career. ...

Erie County Real Estate Transactions - Buffalo News
Erie County Real Estate TransactionsBuffalo News,  United States - Nov 10, 200834 Jane Lane, State of New York Mortgage Agency to Carole Matechik, $73000. • 20 Shirley Ave., Carol Ann Zawistowski; Carol A. Zawistowski to Marian Wilcox, ...

City and nonprofit see a chance to join forces - Sarasota Herald-Tribune
City and nonprofit see a chance to join forcesSarasota Herald-Tribune, FL - Nov 6, 2008"There is a large need for housing," said executive director Judith Wilcox. "The situation has been so disrupted by the loss of jobs. ...

Conservation authorities looking for money - Woodstock Sentinel Review
Conservation authorities looking for moneyWoodstock Sentinel Review, Canada - Nov 13, 2008General manager Ian Wilcox explained the board is considering levying the county for $287705 in 2009 for a share of that project. That amount is in addition ...

To err is human. To admit it is strength - Globe and Mail
To err is human. To admit it is strengthGlobe and Mail, Canada - Nov 6, 2008Three years after the subprime mortgage crisis reared its head in the form of soaring default rates, US Treasury Secretary Henry Paulson in mid-October ...

Tighter oversight of financial services needed - San Francisco Chronicle
Tighter oversight of financial services neededSan Francisco Chronicle,  USA - Nov 8, 2008Some of the institutions that haven't been subject to as many rules and regulations and general oversight will come under that purview," said Jim Wilcox, ...

A return to thrift - CNNMoney.com
A return to thriftCNNMoney.com - Oct 30, 2008Ronald T. Wilcox, a professor at the University of Virginia's Darden Business School, has written a book called Whatever Happened to Thrift? ...

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Today's Mortgage Terms starting with S

  • Second Mortgage: An additional mortgage that has rights that are secondary to the first mortgage.
  • Seller’s Market: Market conditions that are favorable to sellers. There are more buyers than properties available for sale. The buyers may be forced to compete and pay more for the same property.
  • Settlement Costs: Money paid by the borrowers and sellers to complete the closing of a mortgage.
  • Settlement Cost (HUD Guide): HUD publishes a booklet that gives an overview of the lending process and is given to consumers after completing their loan application.

    View all Terms
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